This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com


               
 

Thought of the Month
"Try to be a rainbow in someone's cloud."
- Maya Angelou

Yes, It's Possible to Buy a Home Without a Mortgage

The vast majority of existing homeowners bought their homes with a lender mortgage—it's simply the most accessible path to getting a house, particularly for people with steady incomes and a good credit history. But mortgages have many disadvantages ... more


Family Roadtrip Survival Tips

Let the open road beckon you and your family for adventure, just don't leave home without these important tips!... more

The Three Best Credit Cards for Balance Transfers

Carrying a revolving balance on your credit cards is a kind of reverse investing: Thanks to compound interest, instead of using your money to generate greater wealth, you're using your debt to generate more debt. One of the best financial goals you can set is paying off balances, especially on higher–interest cards... more


Running Could Add Years to Your Life

Most people know someone whose commitment to running borders on addiction, and it's long been considered one of the best forms of exercise for cardiovascular health. Now, a multi-institute research collaborative reports that for every hour spent running, a person could add seven hours to their lifespan. And regular running at any pace drops a person's risk of premature death by 40 percent. This suggests that regular running, for people without physiological disabilities, could be one of the most beneficial types of exercise... more


Late Summer Travel Plans? Better Renew Your Passport Now

If you obtained your passport in 2007, renewing it should be at the top of your action items—no, right at the very top. The U.S. Department of State says applications are at an all-time high, and higher demand means longer processing times. Even if your expiration date is later in the year, many countries require passports to have a minimum of six months remaining—you can check these requirements and get related information online at travel.state.gov... more


3 Great Online Courses For Investing and Retirement Planning

It's easy to become overwhelmed by the quantity of savings, investment and retirement advice in books, magazines and the internet—deciding where to begin planning for a secure future is a huge challenge for average people... more


Reclaim the Charm of Analogue Photography

Thanks to digital technology, the world of photography has mostly been divided into two types of people: Serious photographers with expensive gear, and all humans with smartphones... more


Peach Salsa

This versatile salsa would also work well with nectarines, and can be enjoyed as an appetizer or alongside a main dish such as grilled chicken or fish... more


 
This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com