This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com


               
 

Thought of the Month
"The supernatural is the natural not yet understood."
- Elbert Hubbard

When To Think About a Home Equity Loan—and When You Shouldn't

If you have substantial equity in your home, it can be a great resource for financing large purchases. But it all comes down to using credit wisely—there are some circumstances when a home equity loan doesn't make sense. While it's best to consult a lending professional for the best advice about home equity loans, there are a few rules of thumb ... more


Easy Ways to Plan Your Meals

Everyone is busy these days, and many times meals result in last minute trips to the store, or a stop at the nearest fast food chain. By taking just a little time each week, you can set yourself up for success... more

Automate Your Financial Life and Save Money

There are a lot of advantages to automating your financial life, but the biggest one is psychological—it's easier to save money when you don't have to think about it. And it's also a great first step toward building a sustainable budget... more


Science Backs Up Many Nutritional Supplement Claims—But Buyers Beware

Nutritional supplements have become increasingly popular as consumers seek ways to enhance their health, including alternatives to traditional medicine. And a growing number of clinical studies have verified medical benefits of many of these OTC remedies. The problem is that a profusion of companies has emerged, and many are reportedly making false claims about their products–or worse, selling products containing none of the advertised ingredients... more


Tips For Securing Your Valuables While Traveling

Did you know that the average American man's backpack or briefcase contains about $700 in personal electronics equipment? The value of the average woman's purse clocks in at around $720. It's pretty well understood by thieves around the world that snatching an American's bag can mean a quick payday, so it's important to keep your personal items secure when you travel. Here are a few tips... more


Digging Into Index Funds

An index fund is a group of stocks that are chosen as a representative cross-section of an entire exchange. Most are based on the S&P 500. Index funds are great vehicles for long-term investments, because they match the performance of the overall market as closely as possible. By contrast, almost no actively managed mutual funds have ever come close to matching the overall market... more


Another Digital Assistant Makes Its Debut

Google's answer to Apple's Siri, the somewhat impersonally named Google Assistant, used to reside on pure Android installations like Pixel phones and in the cross–platform messaging app Allo. Now, a more powerful version is available as its own app for iOS and Android


Asian Cold Noodle Salad

This delicious salad is both refreshing and satisfying on a hot summer day. Enjoy it as a light afternoon meal or a delicious side.... more


 
This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com