This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com


               
 

Thought of the Month
"You're only given a little spark of madness. You mustn't lose it."
- Robin Williams

How to Handle a Real Estate Inheritance

There's only one piece of advice if you inherit real estate from a deceased relative: You can't go it alone. You'll want to seek professional advice right away—there are tax issues and possibly mortgage requirements that you'll need to sort out as soon as possible ... more


Organizing Your Car

Keeping your car well organized and orderly doesn't need to be time consuming, complicated, or costly.... more

Comparison Shopping: Three Outstanding Checking Accounts

While sticking with your current bank can seem like the easiest course of action, you can really improve your financial life in the long run by shopping around. Based on fees (or lack thereof!), annual percentage yield, and benefits like ATM reimbursements, some checking accounts are head and shoulders above the crowd. Here are some of the best deals in personal banking... more


Why Resistance Training is So Good For Middle-Aged People

Most people hit their 30s before they become aware of the metabolic ravages of time—often, the first sign is a pair of pants that won't button over a newly expanded waistline. As you grow older, your metabolism slows down, and your body starts storing energy instead of burning it... more


The Life-Changing Magic of Serious Leisure

Productivity in the United States is the fifth-highest in the world—and you can probably feel it. People are working longer hours, and mobile technology causes our work lives to bleed into our home lives. As a result, leisure time has become defined as simply "not working," and characterized by passive, hedonic pleasures like watching TV, Facebooking and hitting the bar... more


After Retirement: Accessing Your 401(k)

If you're age 59 and a half or older, and you've opted to retire, the IRS will allow you to begin taking qualified distributions from your 401(k) without paying the 10 percent early withdrawal penalty that applies to younger people. Because you socked away funds as pre-tax earnings, your distributions will be taxed as income at your current income tax rate. Meanwhile, the remainder of the balance continues to be invested in accordance with the options you've selected.... more


How Internet-based Companies Are Transforming Your Dinner

Amazon recently jumped into the meal kit delivery business popularized by Blue Apron, but they aren't the only such businesses vying for a cut of your food budget. These companies assemble all the fresh ingredients you need to prepare a complete meal for two or four people, delivered in chilled, insulated packages right to your door. The business model is based on the idea that people want to cook at home, but may not have an abundance of time for shopping. Here are some of the top services... more


Oatmeal Carmelitas

These decadent bars are the perfect treat when you want to indulge your sweet tooth and treat those you love... more


 
This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com