This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com


               
 

Thought of the Month
"There's a world of difference between truth and facts. Facts can obscure the truth."
- Maya Angelou

Shopping For a Mortgage When Interest Rates Are Rising

When interest rates are rising, mortgage shoppers grow nervous-even if rate hikes are incremental, those percentage points add up over time, which means a higher monthly payment. This year, analysts expect the Federal Reserve to raise rates two more times. So as you shop around for a mortgage, how should you strategize?... more


Summer Home Maintenance

Now that summer is back, it's time to get your home in tip top shape for the next season. Follow the checklist below to get started!... more

Best Websites For Shopping Deals in 2018

If you're the kind of person who avoids paying full retail, the internet is a bazaar of reduced-cost, factory-refurbished, and wholesale clearance deals that can save you a lot of money on just about anything. Here are some of the top sites offering huge bargains, flash sales and links to deals around the web... more


The Surprising Health Benefits of Coffee

In the 2000 CW series Gilmore Girls, caffeine addict Lorelei (Lauren Graham) endured dire, paternalistic scoldings about her enthusiastic coffee consumption from Luke the diner owner (Scott Patterson). After years of research and peer-reviewed studies, scientists have found little to support Luke's beliefs about coffee, and a lot of encouraging news about Lorelei's habit-this includes protection against heart disease, type 2 diabetes, Parkinson's disease and liver disease.... more


Inexpensive Recreation: Taking a Day Hike

Spring and summer are the most popular months for day hiking, an inexpensive activity you can enjoy in any part of the country. Hiking is great exercise, psychologically beneficial, and a good way to bond with friends and family. Here are some items you should take with you on any hike ... more


No, You Should Not Touch Your Retirement Funds

Life will throw financial travails your way: health problems, car trouble, overdue bills, everything involving children. But you should never, ever touch your retirement account. If you withdraw retirement funds, you'll get stung twice-once in the short term, when you pay the penalties for early withdrawal; and again when you retire, and can't benefit from the compound interest those lost funds would have produced.... more


Something Old, Something New: The 2018 iPad

As Chromebook sales surge in the education space, schools have been purchasing fewer iPads. In an apparent effort to goose education sales, Apple has released its most affordable iPad ever, starting at $329. The 2018 iPad has the same dimensions and finish as last year's model, but boasts a much faster A10 Fusion processor and support for the Apple Pencil, previously only compatible with iPad Pro.... more


Chipotle Chicken Fajitas

These flavorful and easy fajitas come together in a snap, making them the perfect weeknight meal anytime... more


 
This newsletter is compliments of:

Nathan Thomas
NMLS #: 242096
Phone: 575-258-1316
www.ruidosomortgage.com